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student credit cards FAQ
What student credit cards will approve no credit?
Nov 10, 2009 by BEHDOHHH | Posted in Credit
I'm a college student, so I was thinking of getting a student credit card. Still, having no credit, I was denied by two of them before already. What student cards are there that I can get with no credit?? If any of you have, let me know
a prepaid or a secured card is all you'll get.
Never Stop Smiling | Nov 10, 2009
In this climate, it's gonna be very hard to get credit with no history.
A G | Nov 10, 2009
Can college students with no credit get student credit cards?
May 01, 2010 by nowisthatnecessary | Posted in Credit
I'm a freshman in college, but I don't have credit. I was looking into the Discover Student Card for College Students, but I'm not sure if I need some type of credit first. Can I still get the card despite my lack of credit history?
Depends
The new law that went into effect last February makes it a bit tougher for those under 21 to get credit. You either have to prove income or have a parent cosign.
Use Your Noodle | May 01, 2010
You will need proof of sufficient income to qualify or a parent to co-sign if you are under 21. Student credit cards are not as easy to get as they once were.
bdancer222 | May 01, 2010
What is the purpose of student credit cards?
Mar 04, 2007 by starfishblues | Posted in Credit
I mean, I understand the concept of building credit and everything, but what is the point of student credit cards? What is the purpose? I'm sorry if this is a silly question, but I don't really get it.
And can you trade them in after
Student credit cards offer students with little or no income the opportunity to prove their creditworthiness. They tend to have higher interest rates than standard credit cards since students pose a higher risk of default. But the credit card companies
Jeremy P | Mar 04, 2007
Where do I find student credit cards?
Apr 23, 2009 by Nimwho | Posted in Credit
I'm 20 yrs old, and looking for a credit card to start building credit with. I heard you can get student credit cards with lower rates. I'm a college student, already recieving FAFSA financial aid (about $3500 a semester), but i wanted to get a credit
Go to www.bankrate.com, choose the Credit Cards tab. Under "Compare Credit Card Rates, click on Select by credit card type <search>. On the right, choose the credit card type - Student Card -<update> and compare the cards to see which
DJ | Apr 23, 2009
student credit cards news
Campus Dining Trades Cash for Credit
18.05.12
Get ready to trade trips to the ATM for an easy card swipe at Campus Dining and Shops locations. Students can now use their credit cards instead of fussing with cash or worrying about having to purchase a meal plan to buy food in the food centers around campus.
On Monday, CDS – along with the Student Association – unveiled their latest announcement in the Student Union, welcoming students to come swipe their credit cards as an alternative to using campus meal plans or cash.
Students can now use credit cards at all CDS retail shops, including Moe's and Jamba Juice in the Student Union. Tim Horton's, Soma Sushi, and the resident dining halls will be accepting credit cards in the future, according to Adam Coats, the assistant director for CDS.
Source: University at Buffalo The Spectrum
student credit cards about
Student Credit Card Use Could Cause Problems Later
U.S. News & World Report (blog) - May 11, 2011
The same report shows close to 20 percent of seniors carrying credit card balances greater than $7000. Added to $24000 in educational loans, graduates on average owe close to $30000 in debt. Therein lies the danger: spiraling debt. Student credit cards
Too Many Credit Requests Spoil Your Score
Fox Business - May 11, 2011
My husband just purchased a new vehicle, and after reviewing our debts we have decided to try to reduce the interest rate on our only credit card. If our current credit card company won't give us a reduction, we are thinking about
Student credit cards can still teach a good lesson
Chicago Tribune - Apr 15, 2011
Even so, some issuers continue to roll out new student credit cards. This year, for example, Capital One introduced the Journey Student Rewards card. Like many cards, it offers 1 percent cash back for every dollar spent. But going a step further,
Cards Return to School
Wall Street Journal - May 06, 2011
Citigroup Inc.'s Citibank unit, for example, last summer offered students a $50 statement credit on its four student credit cards. "We remain committed to responsible lending and marketing practices to young adults as well as providing them with the
What every new graduate should know about money and debt
WDAM-TV - May 10, 2011
Total your debts, including mortgage or car loan, student loans, personal loans and credit card balances. Subtract debts from assets. If the number is negative, you have significant work to do. If it is positive, work to make it stronger.