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  • To allow for the consolidation of Federal student loans into a single direct income-contingent loan repayment program.


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  • Federal Student Loans and Pell Grants: Terms, Conditions and Analysis (Education in a Competitive and Globalizing World)


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    • federal student loans FAQ

    What are the differences between federal student loans and loans you get from a bank?

    Mar 08, 2008 by jimmythetulip22 | Posted in Financial Aid

    Is there any difference, also is there a difference between a federal loan offered to a student versus a federal loan offered to a parent of a student?

    I used to be a student loan specialist. It is ashame that college students are not educated about this. They only realized the difference till their loans are in default. Trust me it is very difficult to get these loans out of default.

    Here

    Clark | Mar 10, 2008

    Here is a complete breakdown of the differences:

    http://www.businessweek.com/magazine/con tent/05_46/b3959126.htm
    Deelace | Mar 08, 2008

    If school tuition was paid for through Federal Student Loans can you still get the hope credit on taxes?

    Jan 28, 2010 by mommyoftwo53 | Posted in Other - Taxes

    I know grants and scholarships can not be used for the Hope Credit but what about Federal Student Loans both subsidized and unsubsidized. Last Spring and Summer I only received federal loans to pay for my tuition and I keep getting mixed answers on if

    Yes they can be used since you have to pay those back. That is why they are treated differently.

    Ryan M | Jan 28, 2010
    Can federal and private student loans be consolidated?

    Sep 27, 2010 by Danielle | Posted in Financial Aid

    I have recently heard that private student loans cannot be consolidated, only federal student loans. Is this true? I just graduated from college and I mainly have federal student loans, but I also have one private student loan. I have always assumed that

    In the United States the Federal Direct Student Loan Program (FDLP) include consolidation loans that allow students to consolidate Stafford Loans, PLUS Loans, and Federal Perkins Loans into one single debt. This results in reduced monthly repayments and

    Carry | Oct 01, 2010
    What Loan company will take over my federal student loans when the loans are in default?

    Aug 26, 2008 by Dat_1_Chiq | Posted in Financial Aid

    What Loan company will take over my federal student loans when the loans are in default so I can go back to school?
    My loans are government loans from Saillie Mae. I owe them under $5000.
    I heard about this company that will take over your

    When your federal educational loans are in default, you have several options:

    You can repay the loan in full.
    You can negotiate a new payment plan with your lender.
    You can "rehabilitate" your loan.
    You can

    NotAnyoneYouKnow | Aug 26, 2008

    federal student loans news

    FAFSA deadline time approaching

    23.02.12 Unfortunately no.  The President’s Council on Financial Capability reported last November that a full 2/3 of students who take private student loans don’t exhaust their federal loan options.  Now part of the problem is that the FAFSA requires all sorts of financial information.  It’s about as much fun as filling out your tax forms, which no one likes to do, right?  But in the last couple of years, they’ve really taken some steps to simplify the form so you don’t have to keep filling in the same info again and again.  Another part
    Source: Providence Eyewitness News