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can wisconsin still do title loans ?

Apr 25, 2011 by Andrew Luostari | Posted in Insurance & Registration

Hi my wife recently took out a title loan at loan max title loans in hudson wisconsin and i was wondering my wife recently lost her job last week and doesnt have money to pay them back right now and there threatning to take our only car. yet its illegal

When did she take out a title loan?

>"i want to get out of the title loan"

I see, you put up your vehicle as collateral for a loan and you can't pay it so you basically want to keep your vehicle and pretend
CommonSense | Apr 25, 2011

title max loan at 12 percent?

Oct 14, 2009 by ianfalls8 | Posted in Credit

today i checked it out, they will give me 1500 at 12 percent, this sounds super low for a title loan, whats the catch? Was also offered 10 percent at another place. I dont need the dont do it people, i have money and can make payments, doing this to

I suspect the 12% is per month or 144% APR.

You didn't say what is the term of the loan. If it is for 12 months at 12% monthly with monthly payments of $194 per month, that is 88% APR.

If the term of the loan is shorter,
Mike | Oct 15, 2009

I have a car title loan thru Loan max for 300.00 I have paid back close to 500.00 but this was all applied to?

Feb 24, 2009 by litl red | Posted in Credit

interest, I know never to do this type of loan again, but in the mean time my car was totaled and now is in a junk yard, but they still want me to pay them another 120.00 and they said this would be the final payment, well I am out of work due to slow

If they are in the US then they are breaking the law.

Read this from consumerist.com:

Third-party debt collectors are regulated by the Fair Debt Collection Practices Act (FDCPA) which is overseen by the FTC. Here are few

Rushevents | Feb 24, 2009
Title Max Adding more to your loan?

Mar 28, 2011 by Richard Mumford | Posted in Credit

I had a loan through Title Max for $2000. I have paid of the majority of my loan and only owe $200. Will Title Max let me take out a loan or add to a loan for an extra $400 even though my Original loan is still not paid off? I was told they would as long

If you are luck they will not. Title loans are very poor business, they are illegal in my state.

It Only Gets Better! | Mar 28, 2011

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Reverse Mortgage Borrowers Younger and in Debt

18.05.12

Homeowners are considering reverse mortgages at younger ages, a study says, in part because they are experiencing rising debt levels. And while earlier users of the reverse loans used them to improve the quality of their lives and plan for the future, people today have more immediate and pressing financial worries.

[See Why Reverse Mortgage Delinquencies Are Extensive .]

Reverse mortgages are open to households in which the youngest homeowner is at least 62 years old. The federal government insures nearly all reverse mortgages through its Home Equity Conversion Mortgage (HECM) program. People can access the equity in their homes and receive regular monthly payments, a line of credit, or a lump-sum payment. Proceeds of the loan must first be used to pay off any remaining mortgage a person has on their home, and borrowers are no longer required to make mortgage payments.


Source: U.S. News & World Report (blog)

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Janesville Gazette - May 16, 2011 After he crossed out several hundred words in the section of the act pertaining to title loans, all that remained was “No licensed lender may make a title loan.” That probably confuses Milton Avenue motorists who notice MoneyMax's signs proclaiming

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