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Jun 22, 2009 by Simple Words | Posted in Credit

Where I can talk to a live person prior to applying? I have bad credit and want to get rid of my debts and start fresh. There is no regular bank that would approve me and all I've found online are automatic loan sharks that only offer payday advances,

Cristina, I think you'll have a hard time, bad credit hurt many people in so many ways. http://www.goodinternetdeals.com/Payday- Loan.html

Aug 04, 2007 by mrbearpro | Posted in Credit

I would like to get a debt consolidation loan for my outstanding debt from closed credit cards, old utility bills, etc

I have student loans, but I would like to consolidate them separatley and not through another loan.

Also,

You probably could however the interest rate may be high. I would start with your own bank as they know you the best. I work as a customer service agent with GMAC where I deal with people asking about refinancing all the time and I refer them to their

Dec 27, 2007 by nextgen35 | Posted in Personal Finance

What are good options for debt consolidation if your credit's bad?

Start with your bank. If you need to look elsewhere, try a site with a bunch of companies like

http://best-loans.ws/debt_consolidation_ loans.html

and compare interest rates and other costs.

Jun 27, 2008 by crushqueen0204 | Posted in Personal Finance

Here is what's going on with me. I have about 30,000 dollars worth of student loans, however I have them through more than one place...I have one through Astrive, a couple of Direct Loans, and one through Wachovia. I also have a car that my mom took out

Student loans are eligible for consolidation, and usually have more favorable interest than you will get any place else. Why not try a car loan to just finance the car and consolidate the student loans – those will have longer payment terms, even 30