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  • The emergence of 'neo-prime' lending.(Diversity)(Home Mortgage Disclosure Act of 1975): An article from: Mortgage Banking


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  • HMDA data show most high-priced loan decisions explainable.(Home Mortgage Disclosure Act): An article from: Mortgage Banking


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    • home mortgage disclosure act FAQ

    What are your thoughts on the Home Mortgage Disclosure Act?

    Jun 09, 2010 by Malignant Narcissist | Posted in Politics

    http://www.ffiec.gov/hmda/

    1975! Wow! Someone in government must have shuffled this to the back of the file cabinet way down in the dark cellar at the back of the building where they keep stuff they don't want the public to know. I found out some things I wanted to know about

    correrafan | Jun 10, 2010

    It's Obamas fault!
    Superdave ® | Jun 09, 2010

    Marxists/Statists/Socialist/Liberals: What is your opinion of the Home Mortgage Disclosure Act?

    Jun 20, 2010 by Malignant Narcissist | Posted in Politics


    Spoken like a true liberal, scott b!
    So vermin on the left:

    you ACTUALLY BELIEVE that the bank should be required to report the racial make up of who is receiving loans BY LAW?

    Are you kidding me?

    As a staunch anti-liberal I can't wait for the communists (aka marxists, socialists, liberals etc) to vent their liberal insanity. Scott B. was just the warm up!

    Shawn | Jun 20, 2010

    The exact opposite of whatever YOU think about it.
    scott b | Jun 20, 2010

    Does anyone have a handle on how much the Feds spend on banking regulation?

    Jul 06, 2007 by Cool Dude | Posted in Credit

    I tried to find out how much is spent on enforcing just the Home Mortgage Disclosure Act (HMDA) and the Real Estate Settlement Procedures Act (RESPA), which entails an army of government lawyers and statisticians, but neither my Congressman or my Senators

    probably millions.

    Gengis | Jul 06, 2007
    Why do people Blame Bush on the Economy when...?

    Jun 15, 2009 by Albert is tired of Libs | Posted in Politics

    The Community Reinvestment Act (CRA) started this entire mess. If you did not know already, the fall of our banks, housing markets, and the oil crisis in the summer of 2008 lead us to our demise. The Community Reinvestment Act started it all. This Act

    Because the propaganda you copied and pasted into here is basically untrue.

    There was never any sort of legislation to force banks or any other lenders to make loans to unqualified borrowers. The push to do that came from the banks themselves,

    Angela Q | Jun 15, 2009

    home mortgage disclosure act news

    Genpact Integrates Compliance Platform into Quantum Mortgage Operating System

    18.05.12 , A global leader in business process and technology management, has integrated QuestSoft's Compliance EAGLE into its Quantum Mortgage Operating System (MOS) to help originators and lenders automate and streamline compliance reviews during the loan origination process.

    The integration with Compliance EAGLE will enable Genpact's Quantum users with the ability to check compliance and run reports throughout the loan process. QuestSoft not only provides compliance checks on national, state and local laws but also supports investor compliance guidelines. The software is fully integrated with Genpact's Quantum MOS, which reduces errors and improves accuracy, providing lenders a faster and lower cost option to ensuring successful loan origination and compliance.


    Source: MarketWatch (press release)

    home mortgage disclosure act about


    Blacks denied home loans more frequently than whites, study says
    Charleston Post Courier - Jul 21, 2011 Blacks were denied more home loans than whites by a four-to-one ratio over a recent three-year period, the Charleston Trident Urban League said Wednesday. The Urban League's 2011 Home Mortgage Disclosure Act report studied the status

    As Federal Reserve Fines Wells Fargo, It's Too Little, Too Late, Focus Turns ...
    Inner City Press - Jul 22, 2011 In 2010, the sixth year in which the Home Mortgage Disclosure Act data distinguishes which loans are higher cost, over a federally-defined rate spread of 1.5 percent over Treasury bill yields, the data show that the largest of Wells Fargo's many HMDA

    PLI Publishes Mortgage Finance Regulation Answer Book 2011-12
    PR Newswire (press release) - Jul 12, 2011 The Q&A guide walks you through the regulations applicable to all the different steps of the mortgage application and issuance process, including those issued under the Real Estate Settlement Procedures Act (RESPA), the Home Mortgage Disclosure Act

    QuestSoft, ClosingCorp Partnership Enables Lenders to Accurately Generate ...
    Insurance News Net (press release) - Jul 18, 2011 Compliance EAGLE tests loan applications against an extensive library of compliance standards and regulations, including the Home Mortgage Disclosure Act (HMDA), Community Reinvestment Act (CRA) and flood determination requirements as well as the Truth

    Poll Shows That Homeownership Remains Attractive to Many
    BET - Jun 30, 2011 September 2010 data from the Home Mortgage Disclosure Act (HMDA) also revealed that “African-American and Latino families are less likely to receive sustainable home loans; they pay more for the mortgages they do get; they are more likely to experience