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collection agency harassment FAQ
What resources are there for Canadians looking into collection agency harassment?
Sep 16, 2010 by Chupon | Posted in Credit
I had a debt back in 2000, which I never paid off, and suffered awful credit for 7 years. Now, when banks check my credit score, it says I have no credit, which is cool by me. However today I got a call from a collection agency, saying that they're trying
I believe that the laws regarding how long they can report bad debts in Canada are similar to the USA....7 years...and they can't re-age debts.
Debt collection laws in Canada are handled on the provincial, not national level, like the USA. The
CatDad | Sep 16, 2010
No, they cannot. the debt is already 10 years old. The statute of limitation has expired. You have no legal obligation to pay. Debt collectors lie.
Unscrupulous collection agencies are becoming more and more desperate. Many of them have stooped
∞infiniti∞ | Sep 16, 2010
collection agency harassment over car accident with declined claim?
Sep 16, 2010 by misha | Posted in Insurance
I was involved in a car accident some time ago and my insurance company declined a claim that was submitted by second party involved in the accident. Now a collection agency harassing me over the phone despite the fact that my insurance company sent them
A collection agency has nothing to do with a declined insurance claim. Unless there was a subsequent lawsuit in which you lost, but did not pay, you do not owe any money to anyone. If there was no lawsuit, then there can be no collection agency involved.
| Sep 16, 2010
A collection agency has nothing to do with a declined insurance claim. Unless there was a subsequent lawsuit in which you lost, but did not pay, you do not owe any money to anyone. If there was no lawsuit, then there can be no collection agency involved.
MarcapPub | Sep 16, 2010
How do I report a collection agency for harassment?
Nov 28, 2006 by Traci C | Posted in Credit
I have a collection agency harassing me and have been told I can report them. First of all, I would not be returning their phone calls if I had no intention on paying them. But they want my checking account numbers before I even have a statement. They
OK, a couple of things you should do:
First, next time they call, tell them explicitly NOT TO CALL YOU AGAIN. By law if you tell them that, they cannot call you any more, they can only deal with you through the mail. In writing there
WellTraveledProg | Nov 28, 2006
Can I counter sue on a debt collection agency for harassment on debt that is not mine?
Mar 02, 2010 by walter h | Posted in Credit
I have had a collections agency calling me for a debt on a best buy card. Now the card does not belong to me, it is my fathers who lives 500 miles away. I told the 15 times that it is my fathers and gave them his address. I got a complaint saying that
Just send the debt collector a cease and desist letter via certified mail. After they receive the letter they will no longer contact you.
Dixie Darlin' | Mar 02, 2010
collection agency harassment news
Don't Waste Your Money: Hollywood Video closed but not gone
18.05.12
(WTOL) - Remember Hollywood Video? It seems like a relic from a decade ago, but for some former customers, it is still a nightmare.
It is a consumer nightmare that will not go away. Hollywood Video, the bankrupt video store chain, is still harassing former customers even after it was ordered to give people a break. Two years after Hollywood Video closed, the ghost movie chain is still asking former customers for money.
"I found on one of my credit reports that I had been reported to a collection agency back in October," said Nicole Detmer, a former Hollywood Video customer.
Source: WTOL.com
collection agency harassment about
Debt Collection Agencies Gone Wild
Huffington Post (blog) - Jun 02, 2011
They harass consumers with threats and obscenities. Complaints about debt collectors filed with the Federal Trade Commission, the agency tasked with regulating these operations, rose by about 17% in 2010, which is nearly three times the number of
US District Court Says Consumer Can't Be Forced into AT&T Arbitration
San Francisco Chronicle (press release) - May 25, 2011
Concepcion, a US District Court has ruled that a consumer can't be forced into arbitration by a debt collection agency trying to collect monies owed by AT&T. In Lucy v. Bay Area Credit Svc LLC, et al., the court ruled that Bay Area Credit Services
DASO blotter (June 9)
Las Cruces Sun-News - Jun 09, 2011
•Harassment was reported at 4:08 pm on the 200 block of North Sauceda. The complainant reported getting harassing calls from a collection agency about a civil matter. •A landlord/tenant dispute was reported at 4:20 pm The tenant claimed the landlord
Beyond Abbottabad & Mehran base attacks!
Pakistan Observer - Jun 11, 2011
Till April, the militants targeted mostly soft targets in cities to create harassment and fear among the public and to accentuate problems of security forces and intelligence agencies. Mosques, worship places and markets were targeted to pitch