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collection agency harassment FAQ


I believe that the laws regarding how long they can report bad debts in Canada are similar to the USA....7 years...and they can't re-age debts.
Debt collection laws in Canada are handled on the provincial, not national level, like the USA. The


No, they cannot. the debt is already 10 years old. The statute of limitation has expired. You have no legal obligation to pay. Debt collectors lie.
Unscrupulous collection agencies are becoming more and more desperate. Many of them have stooped


A collection agency has nothing to do with a declined insurance claim. Unless there was a subsequent lawsuit in which you lost, but did not pay, you do not owe any money to anyone. If there was no lawsuit, then there can be no collection agency involved.


A collection agency has nothing to do with a declined insurance claim. Unless there was a subsequent lawsuit in which you lost, but did not pay, you do not owe any money to anyone. If there was no lawsuit, then there can be no collection agency involved.


OK, a couple of things you should do:

First, next time they call, tell them explicitly NOT TO CALL YOU AGAIN. By law if you tell them that, they cannot call you any more, they can only deal with you through the mail. In writing there


Just send the debt collector a cease and desist letter via certified mail. After they receive the letter they will no longer contact you.

collection agency harassment news

Don't Waste Your Money: Hollywood Video closed but not gone

18.05.12

(WTOL) - Remember Hollywood Video? It seems like a relic from a decade ago, but for some former customers, it is still a nightmare.

It is a consumer nightmare that will not go away. Hollywood Video, the bankrupt video store chain, is still harassing former customers even after it was ordered to give people a break. Two years after Hollywood Video closed, the ghost movie chain is still asking former customers for money.

"I found on one of my credit reports that I had been reported to a collection agency back in October," said Nicole Detmer, a former Hollywood Video customer.


Source: WTOL.com

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