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    • medical bill collection FAQ

    Threatening to send my medical bill to collection?

    May 21, 2010 by Ok Electronics | Posted in Other - Business & Finance

    A doctors office is threatening to send my medical bill to collection because I cannot afford to make the minimum payment their office wants. They say its their policy and wont budge. I was under the impression that as long as your making payments on

    You're not allowed to just pay what you feel like if it's not what the hospital has agreed to. If that was the case everybody would just pay $5 a month regardless of what they owed and no business would be able to stay open. Every bank would fail. Sorry,

    Comrade Snarkovich | May 21, 2010

    even tho you are paying on the bill it is not the terms they have set and yes, they can turn it over to the collection agency
    tro | May 21, 2010

    Medical bill went to collection can I not see my doctor anymore for good?

    Sep 09, 2009 by Eric J | Posted in Credit

    I had a medical bill that went to collection and my doctor's office sent me a letter that I will have to find a new physician. If a bill goes to collection that means I can't go back to my doctor permanently? I don't want to switch doctors.
    Even

    I'm surprised by the callousness of some of these answers...

    In the USA's for-profit, non universal health care system, the answers is that you have the "right" to see a doctor if you can afford to pay him/her. Don't have the

    CatDad | Sep 09, 2009

    Your doctor is drawing a line in the sand. If you can't pay, he can't see you.

    There is no "right" to see a doctor, let alone the doctor of your choice.
    v b | Sep 09, 2009

    can a collection agency force you to pay a medical bill in full when you have been making monthly payments?

    Aug 13, 2008 by G moe | Posted in Credit

    Our hospital sold my wifes medical bill to a collection agency that sold it to another collection agency who is now demanding we pay in full right now. We have made payments on this bill every month since the beginning. Can they report to collections

    As long as you have paid on time as agreed to in the original payment agreement with the creditor, then they (the new collection agency) has no right to demand full payment even if they purchased the note from the previous creditor.

    You

    Sgt Big Red | Aug 14, 2008
    My husband has a medical bill in collection. Can they garnish his social security disability to pay the debt?

    Oct 27, 2008 by ABROWN | Posted in Credit

    We have tried to come to an agreement with them but they are not trying to help us. Can they take his disability to pay it back?

    Have you been served with legal papers yet?

    They cannot just garnish. You have to be served legal documents and they have to get a judgment against you first.

    Tell the collection agency you would like any and all further

    Namaste | Oct 27, 2008

    medical bill collection news

    Medical bills can wreck credit, even when paid off

    18.05.12

    Mike and Laura Park thought their credit record was spotless. The Texas couple wanted to take advantage of low interest rates, so they put their house on the market and talked to a lender about a mortgage on a bigger home in the Dallas-Fort Worth suburbs.

    Their credit report contained a shocker: A $200 medical bill had been sent to a collection agency. Although since paid, it still lowered their credit scores by about 100 points, and it means they'll have to pay a discount point to get the best interest rate. Cost to them: $2,500.


    Source: Fox News

    medical bill collection about


    Legislation Would Limit Credit Score Impact Of Medical Debt
    Collections & Credit Risk - Jul 05, 2011 The Medical Debt Responsibility Act would require the three largest national credit bureaus — Equifax, Experian and TransUnion — to expunge medical collection records of $2500 or less from files within 45 days of being paid or settled.

    Health Independence Day
    Huffington Post (blog) - Jul 03, 2011 He was panicked that his inability to pay the bill would result in a collection agency garnishing his salary or ruining his credit record. I encouraged him to question the bill and talk to the billing department at the hospital.

    Debts that unsettle the score
    Washington Post - Jun 17, 2011 Are medical-bill collection accounts buried away inside millions of consumers' credit files — even bills that were fully paid or settled years ago — functioning as a drag on the housing market? That might sound far-fetched,

    Hospital CEO pay has some ill at ease
    Atlanta Journal Constitution - Jul 03, 2011 Last year, the Supreme Court of Illinois upheld a state agency's decision to strip a hospital in Urbana of its exemption from state and local taxes for not providing enough uncompensated care and being overly aggressive in its bill collection.

    Taking medical debts out of credit equation
    San Francisco Chronicle - Jun 23, 2011 Taking medical debts out of credit equation Sponsors of the bill say medical debt is unlike other debt because people don't choose to get sick or injured. They add that many medical debts reported to collection are the result of billing errors and insurance disputes.