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    • loans to pay off debt FAQ

    How to pay off college loans/debt?

    Jun 05, 2008 by MAC loves Stars | Posted in Personal Finance

    What are my options? I know there is something about loan consolidations. I know if you join the armed forces they usually pay off your debt. I know there are loan forgiveness programs for teachers, whereas they can teach at low income school districts

    If you fit into the criteria, then you should move ahead to the next step, which is talking to the consolidation company and asking them to contact your creditors to reduce your monthly payments and interest rates. Just as with any other loan, student

    Sofia K | Jun 05, 2008

    Sent in payments every month. I would not count on someone else paying your student loans without getting that in writing.
    tkahrs12122 | Jun 05, 2008

    Is it okay to use leftover financial aid to pay off my parents' PLUS loans or credit card debt?

    Mar 12, 2011 by Jay | Posted in Financial Aid

    I'm using lower interest student loans(6%) to pay off debt with much higher interest. Basically when I get the financial aid letter, I always request the maximum amount they'll give me--even though it's thousands more than I need--to help my parents pay

    careers.scienceontheweb.net - it has detailed info how to apply for financial aid and scholarships to get more cash.

    | Mar 13, 2011

    Just because you are trading high interest for lower interest, you are still borrowing money.

    Now, if they took out a plus loan for you, then I guess morally you are doing the right thing. As for the credit cards, unless you ran it up
    trh2000_2000 | Mar 12, 2011

    Are there loans out there that will give you additional money to pay off debt for an initial purchase?

    Jun 25, 2006 by starlet_80 | Posted in Renting & Real Estate

    Not a refinance or home equity loan. I have credit card debt and want to buy a house. Do they have loans that will pay off your credit cards, but add the amount on to your home loan?
    Not a refinance or home equity loan. I have credit card debt and

    Sure, if you want to pay off your credit cards for the long term loan on the house.

    it's your own fault | Jun 25, 2006
    How can I use my student loans to pay off my massive credit card debt?

    Sep 28, 2010 by Daisy | Posted in Credit

    I’m a 19 year old college student that (stupidly) accepted a $9000 credit card. Over the last couple years I’ve been with and without a job and have brought the balance on that card up to $8000. I am now working part time but I only make about $500

    I would love to know how a 17 year old student managed to get a credit card with a $9000 credit limit. In any event, you are now in debt way over your head. So I would very strongly suggest that you seek the help of a financial professional in your area,

    | Sep 28, 2010

    loans to pay off debt news

    Credit Card Warning: Beware of the Minimum Payment Danger Zone

    23.02.12 Are crucial to reaching a healthy financial state.

    First, it is important to understand the effects of carrying long-term debt and how it actually affects your credit history – knowledge is power! Then, you should take the necessary steps to begin paying prudently.

    Some of the consequences of paying only the minimum amount due on your credit card include:

    Rising Interest rates

    Despite fixed introductory interest rate deals on credit cards that often last for several months to a year, most credit card interest rates are variable and subject to change. If this is the case, your agreement will stipulate this. Therefore, the credit card company has the ability to raise your rate when and if it sees fit. One reason they may decide to do so is if you are paying the minimum payment every month and they do not deem you as a good risk.


    Source: Credit Unions Online

    loans to pay off debt about


    How did Harrisburg get millions in debt?: From the archives
    Patriot-News - Jul 20, 2011 Harrisburg was betting an additional $100 million so it could fix the plant and pay off the $200 million of debt, he said. And now the authority is expected to ask the city -- and Dauphin County -- to support more loans to fix the plant and address

    Better than a Credit Card
    Town Hall - Jul 20, 2011 Better than a Credit Card Dear Carrie: I've recently incurred some $4000 in credit card debt for an unexpected pet illness. Would it be a good idea to take out a personal loan to pay off the credit cards? Thanks. -- A Reader Dear Reader: With credit as tight as it is today,

    Meet The Filmmakers Who Are Fighting The Student Loan System
    Forbes (blog) - Jul 20, 2011 Meet The Filmmakers Who Are Fighting The Student Loan System “Pretty much our intention from the start was to educate people on student loans: how they work, what happens when you cannot pay them back, etc. and to open a dialogue about debt, so that future students could find an alternative source of information

    Should You Buy a House with a Ton of Student Loan Debt?
    TIME - Jul 20, 2011 Whether to put $3000 in savings or toward the loan is a deck chairs on the Titanic conversation. The real question is “should we try to buy a house or should we pay off our student loans?” The answer depends on a few things.

    Crawford: Who goes into debt? Nearly everybody
    Gainesville Times - Jul 20, 2011 Crawford: Who goes into debt? Nearly everybody Instead, I did what millions of consumers do: I took out a loan (which I've since paid off) to buy the vehicle over a period of several years. Same thing with the house where I live. When I bought it, I did not have the financial means to pay cash for