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    • types of adjustable rate mortgages FAQ

    Is it a good time to go with a particular adjustable rate mortgage?

    May 18, 2006 by Ruben M | Posted in Renting & Real Estate

    With mortgage rates on the rise, is it prudent to pursue ANY type of adjustable rate mortgage (ARM) at this time? Or should home buyers be scrambling to lock in fixed rates?

    In a simple world, I'd consider this question to be a slam dunk,

    i would have to say no, rates are going to rise for some time, i would fix a good rate then when rates come down refinace at the lower rate and lock it in. only good time for an arm is when rates are really high so you catch the downward trend.

    lotsofloveya | May 18, 2006

    No. I work in real estate, and even lenders tell me that an ARM should only be a last resort.

    The economy sucks. With Greenspan gone, all logic has left the FED. The tool they have there now, does whatever Mr. President tells him to.
    chinatownie | May 18, 2006

    Where can I find statistics about what percentage of American Mortgages are ARMs (Adjustable Rate Mortgages?)?

    Oct 17, 2008 by malikrajarex | Posted in Renting & Real Estate

    I'm looking for historical data on the percentage of outstanding mortgages. I want to know: what type of mortgage they were, the duration, interest rates, prepayment rates, default rates, location, etc...

    Good luck!!!!

    Most mortgage companies keep that info private. I know each county courthouse keeps a record of sale for homes within that county, but I am not sure how to find that info on a larger scale. Try the Department of Commerce

    joey.carter28 | Oct 17, 2008

    Good luck!!!!

    Most mortgage companies keep that info private. I know each county courthouse keeps a record of sale for homes within that county, but I am not sure how to find that info on a larger scale. Try the Department of Commerce
    joey.carter28 | Oct 17, 2008

    Adjustable Rate Mortgage Question?

    Oct 28, 2008 by crazyhippylover121 | Posted in Renting & Real Estate

    I really am confused and I'd like to know from someone much smarter than I. If the rates have been dropping like crazy for a long time now (over a year) why does everyone keep saying the ARMs are what caused the housing crisis? Maybe I'm thinking of a

    Because the FED adjusted interest rates to a very low rate now, mortgage rates are also expected to fall. This is a reason why your ARM has gone down. However, should the FED start raising rates, your ARM is going to go up. Although I doubt it will

    Flattruth | Oct 29, 2008
    What can blacks and Hispanics do to lessen the prevalence of subprime mortgages in their communities?

    Sep 19, 2007 by kfount400 | Posted in Other - Cultures & Groups

    Subprime mortgages are those geared for high risk borrowers. They tend to charge higher interest and/or are adjustable rate. I need something more than 'pay their bills' because I have research showing even African Americans and Hispanics with good

    You must read the paperwork before signing. It is a contract. Most people do not read paperwork beforehand. Mortgage lenders do not have to explain anything that you have signed. With signature you are acknowledging knowing what is in the text.

    PFS rep | Sep 19, 2007

    types of adjustable rate mortgages news

    HSH.com Weekly Mortgage Rate Radar: Mortgage Rates Return to Record Lows

    18.05.12

    HSH.com releases its latest Weekly Mortgage Rate Radar showing a continued decline in mortgage rates from the previous week. The Weekly Mortgage Rate Radar reports the average rates and points offered by lenders for the two most popular types of mortgages, the conforming 30-year fixed-rate mortgage and the conforming 5/1 adjustable-rate mortgage (ARM). Average rates for both types of loans declined during the week ending April 17.

    Foster City, Calif. (PRWEB) April 18, 2012

    Rates on the most popular types of mortgages shrank back to record lows, according to HSH.com's Weekly Mortgage Rate Radar. The average rate for conforming 30-year fixed-rate mortgages fell by 6 basis points (0.06 percent) to 4.00 percent. Conforming 5/1 hybrid ARM rates decreased by 5 basis points, closing the Wednesday-to-Tuesday wraparound weekly survey at an average of 2.90 percent.


    Source: Virtual-Strategy Magazine

    types of adjustable rate mortgages about


    Rates on 30-year fixed-rate mortgage holds at 4.5%
    MarketWatch - Jun 23, 2011 Fifteen-year fixed-rate mortgages averaged 3.69% for the week ending June 23, up from 3.67% last week. The mortgage averaged 4.13% a year ago. Rates on 5-year Treasury-indexed hybrid adjustable-rate mortgages averaged 3.25%, down from 3.27% last week

    Mortgage Rates – Increase In Average Mortgage Rates For All Loan Types Observed
    Star Global Tribune - Jun 17, 2011 Mortgage Rates – Increase In Average Mortgage Rates For All Loan Types Observed On May 25, average home loan rates offered by LendingTree network lenders were 4.82% (5.03% APR) for 30-year fixed mortgages, 4.04% (4.38% APR) for 15-year fixed mortgages and 3.51% (3.64% APR) for 5/1 adjustable rate mortgages (ARM).

    Chase Bank Current Mortgage Rates Today
    Headlines News - Jun 21, 2011 Chase Bank Current Mortgage Rates Today Mortgage rates for home purchase are slightly different with the popular 30 year fixed loan at 4.625% and a 4.722% APR. The 15 year fixed interest rate is 3.625%, unchanged from yesterday, with a 3.808% APR. 5 year adjustable rate mortgages start at

    LendingTree Weekly Mortgage Rate Pulse Reports Rates Continue to Fall
    PR Newswire (press release) - Jun 08, 2011 LendingTree Weekly Mortgage Rate Pulse Reports Rates Continue to Fall On June 7, average home loan rates offered by LendingTree network lenders were 4.71% (4.95% APR) for 30-year fixed mortgages, 3.99 % (4.37% APR) for 15-year fixed mortgages and 3.27% (3.47% APR) for 5/1 adjustable rate mortgages (ARM).

    How poor understanding of mortgage products limits homeownership
    BusinessDay - May 30, 2011 Shorter mortgages have higher monthly payments but results in lower interest than long term loans. Mortgages can also be bi-monthly. Although mortgages traditionally have fixed interest, Adjustable Rate Mortgages (ARM) are also available at somewhat